General Questions
The ICATT iCare Health Plan is a group health and life insurance policy provided through Sagicor and managed by Gallagher Insurance Brokers (Trinidad) Limited. The plan offers extensive coverage options, including health, life, dental, and vision benefits and is designed specifically for ICATT members and students.
All ICATT members and students in good standing are eligible, along with eligible dependents such as spouses and unmarried children under certain age limits. Employees of ICATT-Registered firms are also eligible, provided the firm is in good financial standing.
Open enrolment is ongoing until December 31 for members aged 50 and under. Members aged 51-59 will need to submit an enrolment form along with a full medical and micro-urinalysis.
Enrolment Process
You can enrol by completing the enrolment form and sending it to the ICATT Account Representative – Kareese Spann at gctt_icatt@ajc.com.
Members under age 50 need to submit an enrolment form only. Members aged 51-59 will need to submit an enrolment form along with a full medical and micro-urinalysis.
Coverage and Benefits
The plan provides health insurance (inpatient, outpatient, and preventive care), life insurance, accidental death & dismemberment (AD&D) benefits, critical illness coverage, and dental & vision insurance.
Yes, pre-existing conditions are covered after a 24-month waiting period, with some limitations and caps on benefits during this period.
Claims and Utilization
To file a claim, contact Kareese Spann at Kareese_Spann@ajg.com.
You can access a list of participating providers here: Participating Providers.
Costs and Premiums
Premiums vary based on the type of coverage selected (individual, member plus one, family) and whether the member is active or retired. Contact Kareese Spann for details.
If you have more questions, you can reach out to:
The Institute of Chartered Accountants of Trinidad and Tobago
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